Secured Loans 4.69% APR!

  • Secured Loans From £10,000!
  • Same Day Decision!
  • One of the Top 3 Internet Providers!
  • Lowest Interest Rates!
  • Receive Funds Within Days!
Get Your Low Rate Secured Loan Approved Today!

Secured Loans From £10k to £200k!

Secured loans for UK home owners from £10,000 to £200,000 for any purpose: home improvements, debt consolidation, holiday, car purchase.

What Is A Secured Loan?

A secured (or homeowner) loan is a loan that is 'secured' against your property, it is also known as a second charge (the first charge being your mortgage in most cases).

The advantage of a secured (as opposed to unsecured) loan is that the lender has assurances that the loan will be repaid so interest rates are lower than they are for an unsecured loan. So, in short, you pay less!

How Do I Apply For A Secured Loan?

You can apply for a secured loan directly by going to any secured lender. However, the quickest and best way is to apply via an independent broker. An independent broker will search the whole market quickly to find the best & most suitable product for your needs and will save you a lot of time & money!

Is There Lots Of Paperwork To Fill In?

No, if you apply through an independent broker everything can be done over the 'phone. Your personal broker will take care of all the paperwork for you.

Will A Credit Check Be Made?

There will be no need for a credit check until your loan is approved and you choose to proceed.

How Long Before I Get The Money?

Assuming evrything is straightforward you could have the money in your bank account within 7-10 days.

What Can I Use The Money For?

You can use the funds for any purpose you wish. Most common reasons are debt consolidation, home improvements, to buy a car etc. But if you have funds left over you could use these to treat yourself to a holiday or suchlike if you wish.

Debt Consolidation Secured Loans are used to combine monthly credit payments such as costly credit card payments and car loan payments into a single monthly payment. This can make your debt easier to manage and can significantly reduce your monthly outgoings. We can offer homeowners a range of debt consolidation loans which can be used to consolidate many credit commitments such as:

  • Car loans
  • Bank loans
  • Credit card and Store card debt
  • Bank overdraft
  • Family debt


Home improvement loans are loans used to improve a homeowners property. By making improvements to a property it can increase the value of the property. We can offer homeowners a range of home improvement loans which can be used to do various home improvements such as:

  • Building a conservatory
  • Updating a kitchen
  • A loft conversion
  • Replacing a bathroom
  • Landscaping a garden
  • Updating the central heating system.

Think carefully before securing debt against your home as you may be repossessed if you miss payments on a secured loan. Typical APR 8% (maximum 24%) repayable over 3-30 years.

Example: Typical loan size of £25,000 over 120 months repayments = £275.82 p/m.
4.35% Variable APR 6% (including £1800.00 fees).
Total repayable = £33,098.

Please tell us about yourself

Title
First name*
Last name*
Date of birth*
Postcode*
House Number*
Telephone*
Mobile*
Email Address*
Is this a single or joint application?* Joint    Single

Your property and mortgage details

Loan amount required (£)*
(min. amount £10,000)

Approx. mortgage outstanding (£)*
Approximate value of the property (£)*
Current lender*
Approx. amount of any existing secured loans (£)
Approx. amount of any unsecured loans (£) (inc. credit card balances and overdrafts)
Purpose of loan
Would you like to save money on your life insurance? Yes    No
Would you like to save money on your buildings and contents insurance? Yes    No

Your circumstances

Please tick any of the following that apply to you. This will not hinder your enquiry but will help us find the most suitable product for you.

Have you or the joint applicant had a CCJ in the last 3 years?
Have you or the joint applicant ever had an IVA?
Have you or the joint applicant ever been declared bankrupt?
Have you or the joint applicant missed any mortgage or secured loan payments in the last 2 years?

Any other information



loan advice

FREE independent advice from the whole UK market

Enquire Now
Testimonials

“Thank your team for a truly excellent, top class service over a remortgage just completed especially Right Choice mortgages who were very efficient.They will be highly recommended as far as I am concerned, in the future.”

Rosalind, Chesham

More Testimonials